Money

I had a little pep-talk from my boss today, talking about how we should move pots of money around inside our pension to ensure we are achieving a good increase percentage each year. Choosing med-to-high risk investments would be beneficial if you were younger, not putting your entire pension at risk, just working the system better.

I know this makes sense, but I am very risk averse when it comes to this sort of thing. I would worry that I would either make a mistake, or that I would forget to monitor the situation, loosing my money through negligence. Either that, or a world war or “event” would wipe the whole thing out anyway.

I am the first to admit I am not good with money. Not that I spend on silly things and never have enough to pay the bills, but that I don’t invest my money wisely for my future. I am also a little in the dark over my situation when it gets to the time I would take my pension. Will I have enough to live on? I think I will, but I am not 100% sure.

This is not a good way to be as a parent either. I should know these adult things and be able to teach my children accordingly. I feel like I have failed when it comes to knowing about money and acting in the most positive way.