Higher yield 2026 - the how

jasonleow • 8 Jan 2026 •
I asked a question here which got me thinking more:
What do you do when you need to earn more but you don’t have more time?
Let’s brainstorm and think this through:
— Change to a higher paying gig/job
↳ A frontend dev job with an overseas tech company?
↳ Finding another one takes away time and opportunity cost. Besides, I like my current gigs. I probably wouldn’t change unless it’s a last resort.
— Charge more/Increase your rates
↳ I could start by raising rates for existing gigs to cover for inflation.
↳ Will charge higher rates for new gigs.
↳ Find a solution for payment transfer with better exchange rates.
— Build a profit-generating asset that’s passive
↳ SaaS - Canned Support, book writing software.
↳ digital product - Carrd handbook?
↳ physical asset - career conversation cards?
— Invest money to grow money
↳ Start using Moomoo that @knight recommended.
↳ Buy S&P500 ETFs using dollar cost averaging approach.
↳ Buy stocks from companies I’m familiar with - Nvidia, Google.
↳ Check if crypto is worth it.
— Earn on something you’re already doing anyway
↳ Work more hours on Carrd tech support? But I’m already maxxed out on time…
↳ Build small SaaS projects to be acquired. Even if $0 MRR.
— Sell something you already have (knowledge, things)
↳ Carrd knowledge.
↳ Booking bot?
↳ How to be consistent?
↳ Sleep hacking?
↳ Keto?
— Save time by being more efficient with current work
↳ Try Claude Code - build Lifelog v2? Book writing software?
↳ Try agents - build Lifelog v2? Book writing software?
↳ Stop doomscrolling, sleep early, start waking earlier again.
↳ Find small tasks for these pockets of free time:
↳ 1h just before lunch.
↳ 30min after lunch.
↳ 30min after dinner.
— Delegate work out (VAs?) in order to earn back more
↳ Research on VAs and sources.
↳ Identity one repetitive but critical business task that a VA can do.
↳ Hire 1 VA for trial over 1 month for 1 task.
— Find way to automate repetitive tasks
↳ Vibecode tools or bots that can automate my tasks.
↳ Try agents to do a repetitive business task.
— Prioritize only work that moves the revenue needle
↳ Tasks like this! Meta work that moves the needle,
↳ New Carrd plugins.
↳ #marketing365.
↳ Carrd tech support.
↳ Podseeker frontend dev.
— Eliminate work ruthlessly, simplify tasks that doesn’t
↳ Do I really need to tweet? But I’ve already dropped this mostly…
↳ Simplify my daily writing pipeline.
↳ Continuously look for things to eliminate.
But of course, not all ideas are created equal.
The ones that are more passive and not too time-consuming to start and maintain, will be higher priority.
Things like saving time and being more efficient should be last in priority – it’s easy to keep grinding the old way, but I need a new solution.
Things like investing are more long term, so it should be important but not urgent.
The ideas that can generate revenue immediately are the ones I should look into right now.
What else what else?
Comments
@Winkletter Hmmm good idea! Which LLM would you feed it to… which one’s best for things like that? Gemini I think?

Chatting with my notebook on AI models surfaces four suggestions (based on how you want to use it):
- Long-Term Planning and Management: Claude Sonnet 4.5 because of its ability to organize complex life details, maintain a coherent strategy over weeks.
- Deep-Thinking and Logic Checks: OpenAI o3-mini or DeepSeek R1 to analyze the feasibility of a goal or “debug” a plan that isn’t working.
- Life Coach: Mistral Small Creative or TNG R1T Chimera If you want a chat that feels less like a corporate tool and more like a supportive partner.
- Analyzing Your History: Gemini 3 Flash Preview If you want to upload years of journals, calendars, or emails to find patterns.

My first thought is to feed all this into an AI. There’s so much context here, I bet one or more AI perspectives would be useful as a reflection.